2026/27 rates
What you actually take home
Your pay after pension, tax and National Insurance.
London weighting, tax code & student loan
Take-home pay
£0
from a gross salary of £0
£0 a year goes into your pension from your employer (23.7%), on top of what you contribute. It never appears on your payslip.
Send me my full annual breakdown
A clear breakdown of this scenario by email: every deduction, your pension’s real value, and how take-home changes as you progress up the band. Plus a heads-up when pay rates change (usually each April).
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Estimate only, not financial advice. Your take-home depends on your tax code and personal circumstances, so always check your payslip. Pay scales are the official 2026/27 figures for each nation: England (NHS Employers), Wales (AfC(W) 02/2026) and Scotland (PCS(AFC) 2025/5, including the 36-hour week and Scottish income tax). Northern Ireland follows the England rates pending its formal 2026/27 HSC circular. Not affiliated with the NHS. Sources: NHS Employers, NHS Wales, Scottish Government, SPPA, NHSBSA, HMRC.