Income Protection Plus – NHS Discount offer
Income Protection Plus provides long-term financial protection, beyond your NHS sick pay should long-term illness or injury stop you from working.
Why NHS Discount members choose Income Protection Plus
- Long-term security, on your terms. Your plan can pay until you’re 65 or until you’re ready to return to work. It’s not just income protection – it’s peace of mind.
- Cover that fits your life. You can choose how much of your income you want to protect, up to 70% of your pre-tax income. Whether you want to cover all your lifestyle outgoings, or focus on essentials like your rent or mortgage, it’s entirely up to you.
- Comprehensive cover. We cover you for a wide range of illnesses and injuries that prevent you from working. Whether you’re dealing with a short-term condition or something more serious, your plan is designed to provide financial support while you focus on getting better.
- Flexible start dates, you’re in control. Choose when your cover begins, when your sick pay would stop: day one, 7, 14, or months 1, 3, 6 or 12. You decide what works for you.
- Wellbeing support for you too. Your membership currently includes free access to a 24/7 virtual GP and confidential counselling – because care starts with you. You can access both anytime via the Health Hero app or online.
- Help getting back to work, when you’re ready. If vocational rehabilitation could support your recovery, we’ll offer it, with your wellbeing and readiness at the heart of the plan.
The Plus in Income Protection Plus
PG Mutual’s Income Protection Plus plan also includes a profit share feature that aims to pay you cash lump sum at the end of your policy, whether you claim or not.
As member of NHS Discount Offers you are also entitled to a 20% discount on your first 2 years’ premium. Just use discount code DISCOUNTNHS*.
PG Mutual is the trading name of Pharmaceutical & General Provident Society Ltd. Registered office: 11 Parkway, Porters Wood, St Albans, Hertfordshire AL3 6PA. Incorporated in the United Kingdom under the Friendly Societies Act 1992, Registered Number 462F. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 110023.
